Effective Date: March 1, 2026

These Terms of Service ("Terms") govern your use of Zero to AI Business (operated by Waveform Holdings LLC) website, courses, and services. By accessing and using our website and courses, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Acceptance of Terms

By accessing and using Zero to AI Business, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree to these Terms, you are prohibited from using or accessing Zero to AI Business.

2. Course Access and Licensing

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our courses for your personal educational purposes only. Your course access is personal to you and cannot be shared with, transferred to, or used by any other individual.

Course Access Rights

Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. Intellectual Property Rights

All content contained on Zero to AI Business, including but not limited to course materials, text, graphics, logos, images, video, audio, and software, is the exclusive property of Waveform Holdings LLC or its content suppliers and is protected by international copyright laws.

Your Rights

Our Rights

Waveform Holdings LLC retains all right, title, and interest in all course content, educational materials, and any intellectual property created or developed as part of our services.

4. User Conduct

You agree to use Zero to AI Business in compliance with all applicable laws and these Terms. You specifically agree not to:

5. Payment and Refunds

We offer a 30-day money-back guarantee on all course purchases. If you purchase a course and are not satisfied with the content within 30 days of purchase, you may request a full refund.

Refund Policy

Payment Terms

By purchasing a course, you authorize us to charge the payment method provided. You agree that you are responsible for all taxes and fees associated with your purchase.

6. Disclaimer of Educational Content

IMPORTANT DISCLAIMER: Zero to AI Business provides educational content for learning purposes only. Our courses are not intended to provide professional business advice, financial advice, legal advice, or professional services of any kind.

No Professional Advice

The content provided in Zero to AI Business courses is educational material intended to build knowledge and skills related to AI and business. We do not provide:

Your Responsibility

Before implementing any strategies or information learned in our courses, you should consult with appropriate professionals (business advisors, financial advisors, attorneys, tax professionals) who are qualified to provide advice specific to your situation.

7. Limitation of Liability

To the maximum extent permitted by law, Waveform Holdings LLC and Zero to AI Business shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising from or relating to these Terms or your use of Zero to AI Business shall not exceed the total amount paid by you to Zero to AI Business in the 12 months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Waveform Holdings LLC, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorney's fees) arising from or relating to:

9. Termination

We may terminate or suspend your account and access to Zero to AI Business at any time, without notice or cause, if we determine that you have violated these Terms or engaged in any unlawful or harmful behavior.

Upon termination, your right to use our services will immediately cease. We are not liable to you or any third party for any termination of your access or deletion of your account or content.

10. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the jurisdiction where Waveform Holdings LLC is organized, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction for resolution of any disputes.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will become effective immediately upon posting to the website. Your continued use of Zero to AI Business following the posting of revised Terms means you accept and agree to the changes. We encourage you to review the Terms periodically to stay informed of any updates.

12. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements or policies posted on our website, constitute the entire agreement between you and Waveform Holdings LLC regarding your use of Zero to AI Business and supersede all prior or contemporaneous negotiations, discussions, and understandings.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, or if such modification is not possible, it will be severed, and the remaining provisions will remain in full force and effect.

14. Contact Us

If you have questions about these Terms of Service, disputes, or need to report violations, please contact us at:

Zero to AI Business
Operated by Waveform Holdings LLC
Email: support@zerotoaibusiness.com

We will respond to your inquiries within 30 days of receipt.